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DEALS IN LOANS
A loan is an arrangement in which a borrower takes money from a lender or a financial institution and promises to return it within a fixed period of time and at a floating rate of interest, which is determined at the time the loan is granted.

Secured Loan
A secured loan is one in which you get loan against an asset that you posses. The interest rates may be lower for secured loans as compared to unsecured loans. The financial institution from which you take a secured loan usually estimates the market value of the asset you keep as security.

Unsecured Loan
If you do not have an asset to keep as security, you can get an unsecured loan. However, in order to qualify for this loan you would have to have a good record of credit history and have a good income. The interest rates for unsecured loans are usually higher as compared to secured loans


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